If you believe that financial regulations are mainly for the benefit of investors and public education is mainly for the benefit of children and parents, then why not allow some people to entirely opt out of those systems?  If the government creates so much benefit for their customers, then the private alternatives will produce bad results for investors and schoolkids compared to the government.  And people will return to those standards.  The problem is not the existence of any standards at all; it’s the imposition of one-size-fits-all standards.

Of course, public schools exist in large part to continue employing public school teachers, not to provide quality education.  And financial regulations mostly exist to protect large shareholders or to wholesale exclude small investors from participating.  Example: the vague rules against insider trading, which protect the stock value of companies that are poorly managed and therefore protect the stock portfolios of wealthy executives responsible for the poor management.  And the crime itself is legally knowing something and illegally benefiting from that knowledge, which doesn’t seem like a bad thing.

Hope that helps, let me know if it doesn’t. And sometimes fb is very glitchy. Did you try the usual trouble shooting, like closing your browser and reopening, or trying other browsers (IE, Firefox, Chrome)? Restarting computer?